Investment Return

Calculate ROI on your investments.

Formula & Methodology

ROI = (final value − initial investment) / initial investment × 100%.

Worked Example

A $10,000 investment that grows to $13,500 returns 35% over the holding period.

Frequently Asked Questions

Does ROI account for time?

Basic ROI does not. To compare investments held for different periods, annualize the return or use CAGR.

Should I include dividends?

Yes. Total return includes both price appreciation and reinvested dividends, which can be a large part of long-term gains.

Does this account for fees and taxes?

No. Investment fees and capital gains taxes reduce your real return and should be considered separately.

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