Estimate systematic investment plan growth and returns.
Future value = PMT × [((1 + r)^n − 1) / r] × (1 + r), for monthly investment PMT at periodic rate r over n periods.
$200/month at 12% annual return for 15 years grows to about $100,000.
A Systematic Investment Plan invests a fixed amount at regular intervals, typically into mutual funds, averaging the cost over time.
Equity mutual funds historically average 10–12% long-term, but use a conservative figure for planning since returns vary.
No. Use a lower, inflation-adjusted rate to see real purchasing power in today's dollars.
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